📞 (615) 266-6068
Built for real estate investors

Fund your next deal in days — not months.

Fast private money for fix & flip and rental investors — when the bank says no or takes too long.

30 seconds · No credit pull · No obligation
Fund.
Fix.
Flip.
The Journey

From first deal to final payoff.

Here’s the whole path — start to finish.

1

Get your pre-approval letter

One click. Walk into offers ready to close.

Get my letter ›
2

Find your property

Go make offers with confidence.

3

30-second deal review

Drop in your numbers. We’ll show you the programs your deal qualifies for — instantly.

Check my deal ›
4

Get your term sheet

Real numbers from your deal. Not a loan promise — but if your figures hold up and we agree, these are your terms.

Build my term sheet ›
5

Send docs & schedule closing

Photos and video inside and out, your scope of work, and the comps behind your ARV. Approved? We’ll grab your driver’s license and set closing.

6

Draw as you do the work

You do the work, then get paid back for it. Your draw schedule is built from your scope of work.

See example draw schedules ›
7

Pay off & repeat

Sell or refinance, pay it off, and let’s fund the next one.

Who we are

We’ve done this — about 400 times.

Black Fox Lending was founded by Brandon McDonald, who flipped his first house in 2006. Over the next 20 years, Brandon and two partners rehabbed or built nearly 400 homes — and lost money on exactly one.

We fund deals for a living because we’ve done deals for a living. When we look at your numbers, you’re getting the read of people who have run this play hundreds of times and know a winner when they see one.

~400Homes built or rehabbed
20 yrsIn the business
“They funded my flip in six days while my bank was still asking for paperwork.”
Marcus B. · Chattanooga, TN

Have a deal? Let’s take a look.

30 seconds. No hard credit pull. No obligation.

Get Pre-Approved

Let’s see if your deal works.

30 secondsNo obligationNo credit pull